First-Time Home Buyers
Your first purchase is the one with the most programs, the most rebates, and the most ways to get hurt by what you don't know. Jahan walks you from pre-approval to keys — and makes sure you collect every dollar Ontario owes a first-time buyer.
- 20 years of experience
- One agent, start to finish
Buying a Home · about 2 minutes
Let's find out what you're looking for.
Free · No obligation · Then pick a consultation time. 905-928-0841
Jahan Chaudhry, Sales Representative — RE/MAX Escarpment Realty Inc., Brokerage. Not intended to solicit buyers or sellers currently under contract with a brokerage.
How we help
Pre-approval before the first showing
We connect you with mortgage brokers who tell you your real ceiling under the stress test — so you shop with a firm number, not a guess.
Land transfer tax rebates claimed in full
First-time buyers get up to $4,000 back in Ontario — and in the Hamilton–Niagara market that rebate often covers the entire provincial tax on a first home.
FHSA, RRSP Home Buyers' Plan, and deposit planning
We map where your down payment and your deposit actually come from before you're writing an offer at 9 PM.
Condo, townhouse, or semi — a real trade-off analysis
Maintenance fees, status certificates, parking, and resale liquidity, compared in plain numbers for the neighbourhoods you can afford.
A plain-English walkthrough of every document
Buyer representation agreement, OREA Form 100, conditions, waivers — you'll know what you're signing before you sign it.
When you need this
- You're pre-approved and don't know what to do next
- Rent keeps climbing and you want to know what buying actually costs
- Your parents are helping with the down payment and everyone wants it done properly
- You've saved a down payment but the stress test math doesn't make sense
Frequently asked questions
What does first-time home buyers involve?
Your first purchase is the one with the most programs, the most rebates, and the most ways to get hurt by what you don't know. Jahan walks you from pre-approval to keys — and makes sure you collect every dollar Ontario owes a first-time buyer.
What services does Jahan Homes offer for first-time home buyers?
Pre-approval before the first showing. Land transfer tax rebates claimed in full. FHSA, RRSP Home Buyers' Plan, and deposit planning. Condo, townhouse, or semi — a real trade-off analysis. A plain-English walkthrough of every document.
How much does first-time home buyers cost?
Under Ontario's TRESA rules, how Jahan is paid is set out in writing in your representation or listing agreement before you commit. For buyers it is usually covered by the seller's co-operating commission; listing commissions are negotiable and quoted up front. Book a free consultation for specifics.